Attention homeowners in Sacramento and Sacramento County: Need an appraisal?
See the top 7 reasons why California homeowners hire SACRAMENTO VALLEY APPRAISAL GRP:
We at SACRAMENTO VALLEY APPRAISAL GRP understand the particular needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at SACRAMENTO VALLEY APPRAISAL GRP will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.
Challenging Sacramento County's assessment of your propertyLet's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal from SACRAMENTO VALLEY APPRAISAL GRP is your best weapon when challenging your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're seasoned in helping folks just like you delete unneeded and unwanted PMI insurance.
HELOC recently frozen?If your property is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from SACRAMENTO VALLEY APPRAISAL GRP can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Even though most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.